✦ Your compass in high-end compliance

Safety in compliance. Room for ambition.

WORIC is the compass for your business. I set the course through the fog of regulation, with personal commitment and 10+ years of expertise in AML, CDD/KYC and risk management.
High-end compliance for ambitious companies. Discreet guidance, with a compass that keeps pointing the way.
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Your AML compass
AMLR 2027, set your course
Discreet guidance
WORIC
WORIC, your compass
Direction, Protection, Growth
"Your legacy protected, your integrity assured, with a compass that always points the way."
10+ years, I know the map
AMLR 2027, set your first course
Discreet guidance through the fog
AI-supported, faster on course
Orient for free, where is your business on the map?
Start The Compass Survey
Your compass in AML & CDD
AMLR 2027, set your first course
Discreet guidance, never alone
AI-supported, faster on course
The WORIC compass

Four directions, one logical compass

On our site you will see our compass with N, E, S and W. That sparks curiosity by design: each direction stands for a domain in which WORIC guides your organisation. Together they form one navigation model, from strategy to growth.

North (Direction)

Strategy & Governance

West (Growth)

Innovation, Data & AI

East (Protection)

AML/CFT & KYC

South (Stability)

Risk Management & Internal Controls

AMLR 2027 is approaching

Do you know where your business stands on the map, before the bank or regulator asks?

Under pressure from stricter regulation, banks conduct in-depth due diligence on business customers. For luxury traders and estate agents, this often means intrusive questions about the origin of wealth, UBO registrations and transaction patterns.

These KYC questions are perfectly answerable, if you are well prepared. Consistency and the right substantiation are vital; one inconsistent answer can cost you your banking relationship immediately.

Start with The Compass Survey, our free Quick Scan. Within 2 minutes you will see whether AMLR 2027 affects your business model, which risks lie on your route and which journey fits your stage.

Then you choose your own course: from strategic Course Plan to full Route Determination or ongoing Course Monitoring.

Start The Compass Survey View our services
"Within two minutes I knew where I stood. No jargon, just a clear compass towards AMLR 2027."
Entrepreneur, luxury trade
How it fits together

Four stages on your route to AMLR 2027

Not every business starts at the same point. The order is logical: orientation first, then strategy, implementation and ongoing monitoring.

1

Orientation

You suspect AMLR 2027 affects you, but want clarity first, without committing budget yet. Knowing where you stand is the logical first step.
2

Strategy

The urgency is clear. What is missing is a concrete plan: governance, SIRA and tooling aligned with how you actually do business.
3

Implementation

Direction is set, but processes, files and teams must become audit-ready. This is about execution, not documents alone.
4

Continuity

Compliance does not end after a project. Legislation shifts, files keep running. You want a steady partner keeping your course on track.

See which journey and price fits your stage

Our services

Choose the journey for your stage

Each stage has a matching offer. Below you will find The Compass Survey, The Course Plan, Route Determination and Course Monitoring, with clear pricing and a direct next step.
1Orientation

The Compass Survey

Free Quick Scan. Within 2 minutes you know whether and where AMLR 2027 affects your business model. You receive a clear PDF report in your inbox.

Free

Always free, no obligations

Start The Compass Survey
2 Strategy

The Course Plan

Your personal Course Plan: the blueprint of your compliance infrastructure, tailored to your organisation and client journey.

  • Blueprint for your mandatory SIRA and risk policy
  • Selection of digital onboarding and verification tools (eIDAS), aligned with your client journey
  • Steps to make governance (Compliance Manager & MLRO) AMLR-proof for 2027
3 Implementation
Most chosen

The Route Determination

Full implementation of your compliance environment: audit-ready, with premium KYC workflows and a trained team at the point of sale.

  • Premium KYC workflows with biometric liveness detection and real-time sanctions and PEP screening
  • AMLR policy handbook and actively implemented SIRA
  • Sales team trained to spot red flags and suspicious transaction patterns
  • Premium client journey and discretion remain intact at the point of sale
4 Continuity

Course Monitoring

Ongoing KYC monitoring and updates when legislation changes. We keep your course steady so you can focus on growth.

  • Periodic file audits and spot checks on CDD files
  • Updates to SIRA and handbook when national or EU legislation changes

Not sure which journey fits? Start free with The Compass Survey →

Three pillars of guidance

Expertise, humanity and dedication, your fixed north

Every business has its own course. WORIC weaves hard compliance knowledge with empathy and authenticity, so you can grow without losing your compass in regulation.
Pillar 1, The Guard

Hard expertise

10+ years of experience in AML, CDD/KYC and risk management. I know the map and the pitfalls, and show you exactly where the regulator looks. You navigate in safe hands.
✓ AML & CDD/KYC✓ Risk management✓ KSA regulation
01
Pillar 2, The Guide

The human dimension

Compliance is about people, not just checkboxes. As your guide, I listen to what goes unsaid, discreet, without judgement, with support when an audit or deadline disrupts your calm.
✓ Empathetic✓ Discreet✓ Directional
02
Pillar 3, The Anchor

Dedication

I understand what it costs to build something and what is at stake. Legacy entrepreneurs build for the next generation, I help keep that compass steady, even when the wind shifts.
✓ Authentic✓ Down-to-earth✓ Legacy-minded
03
Start The Compass Survey

Free Quick Scan, then choose your journey

Smarter navigation

AI as helmsman, faster on course for your business

With AI, I can complete work that normally takes a full day in just a few hours. Your business gains direction faster, solutions arrive sooner, and I have more time to guide you personally through complex moments.
Faster analyses and route maps
More efficient documentation and templates
More time for personal guidance
Quick course correction during audits and enquiries
▶ WORIC compass analysis started...
✓ Course set: AMLR 2027 impact analysed
✓ CDD procedures: 3 deviations on the route
⚠ Risk management: policy outdated, adjust course
✓ UBO register: on course
✓ Staff training: scheduled
✓ Route plan generated
✓ Analysis complete, your business has direction
Woric
Ready to set your course?

Let WORIC be your compass

Start with The Compass Survey (free Quick Scan) or schedule a no-obligation conversation. I take navigation through regulation off your hands, so your business can sail on growth, clients and passion.
Start The Compass Survey